Living in a Homeowners Association: What You Should Know

With over half of neighborhoods in the Las Vegas Valley located in a homeowners association, chances are that you may live in one, too. Your CC&Rs are the key to living in harmony in your association.

With over half of Las Vegas Valley neighborhoods located within a homeowners association, chances are that you may live in one.

When you move into a neighborhood with an association, you are agreeing to abide by certain rules, and you acknowledge that rule breakers may face financial consequences. Understanding the association’s rules and your rights and responsibilities as a homeowner will facilitate harmonious living.

Associations Prevalent in Southern Nevada

Whether you call it a homeowners association, a community association, or a common interest community, unlike other areas of the country, over half of southern Nevada neighborhoods are in an association. These names can confuse out-of-staters and new homeowners, but the concept of all three entities is similar:

  • The association is a legal entity registered with the state of Nevada and was created at the onset of your neighborhood’s construction.
  • Its responsibility is to maintain your neighborhood’s common areas.
  • It has the right to enforce deed restrictions on your home.

In Las Vegas, associations have been established in newer neighborhoods and condominium and townhome developments. Your home may have more than one homeowners association if it’s located in a planned community or in one of the Valley’s master-planned communities, like Summerlin.

Understand the Rule Book

Your association’s rules are found in the “Covenants, Conditions and Restrictions” (CC&Rs) and other governing documents. Per Nevada law, the seller or builder provides you with these documents at the time of purchase, and they become part of your home’s title.

CC&Rs describe a variety of items, such as how residents are elected to your association board, meeting rules, dues, home maintenance requirements, pre-approvals for changes to your property, restrictions on your home’s use, and fines. They also describe the association’s responsibilities for the maintenance of common areas, like parks, pools, a gated entrance, or landscaping.

The rules can vary greatly by association. Some communities, such as the Sun Cities, are age qualified and require residents to be of a minimum age. Others may designate a specific community pool for adults only, while others may provide a pre-approved desert paint palette that will prevent you from painting your mediterranean-style abode in neon polka dots. Some rules will prevent you from turning your home into a rental or will limit the number or size of pets. Fines of different amounts may be levied on those who do not follow the rules.

  • Because the rules can vary, it is essential to read and understand all CC&Rs before you buy your home.
  • If you do not agree with them, it is simple — do not buy in that neighborhood.

When Problems Arise

Problems can arise even when you understand the rules. Perhaps a neighbor files a complaint or you are notified of a possible violation. CC&Rs list the protocol for conflict resolution: who to contact and how to appeal a violation or fine.

Like policy-based governance, a homeowners association only has the rights that are set forth in its CC&Rs. They cannot make up new rules. In fact, Nevada Revised Statutes Chapter 116 is dedicated to regulations that specifically govern common interest communities.

If you believe that your homeowners association is violating your CC&Rs or NRS 116, you have recourse. Through the State of Nevada Real Estate Division’s Ombudsman for Owners in Common-Interest Communities and Condominium Hotels, you can file a complaint or request an Alternative Dispute Resolution. Contact the Las Vegas-based office at (702) 486-4480 for details.

1 Comment

  1. j h
    May 17, 2015

    HOAs in Vegas also vary widely in how much they enforce the rules. Typically a seach of newspaper past articles and looking over meeting minutes provided to you in HOA packet from seller, will give you an idea of how serious they are on enforcing rules. Almost every single one will have some illogical rule like needing permission or fiing notice for painting your bedroom or involve fish in rules regulating pets – i.e. “pets are considered cats, dogs, fish, and birds and you may not have more than 2 pets”. lol, yeah, sorry you violated the rules when you bought 3 guppies. Still, if you are not liked by whomever is your neighbors or on the board you could easily find yourself harassed on rules not enforced on anyone else. It doesnt matter if you are right or wrong, what matters is IF you will be harassed and that isnt something you can determine by reading the rules as much as by knowing the community, how the HOA behaves, and yourself.


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