Living in a Homeowners Association: What You Should Know
With over half of neighborhoods in the Las Vegas Valley located in a homeowners association, chances are that you may live in one, too. Your CC&Rs are the key to living in harmony in your association.
With over half of Las Vegas Valley neighborhoods located within a homeowners association, chances are that you may live in one.
When you move into a neighborhood with an association, you are agreeing to abide by certain rules, and you acknowledge that rule breakers may face financial consequences. Understanding the association’s rules and your rights and responsibilities as a homeowner will facilitate harmonious living.
Associations Prevalent in Southern Nevada
Whether you call it a homeowners association, a community association, or a common interest community, unlike other areas of the country, over half of southern Nevada neighborhoods are in an association. These names can confuse out-of-staters and new homeowners, but the concept of all three entities is similar:
- The association is a legal entity registered with the state of Nevada and was created at the onset of your neighborhood’s construction.
- Its responsibility is to maintain your neighborhood’s common areas.
- It has the right to enforce deed restrictions on your home.
In Las Vegas, associations have been established in newer neighborhoods and condominium and townhome developments. Your home may have more than one homeowners association if it’s located in a planned community or in one of the Valley’s master-planned communities, like Summerlin.
Understand the Rule Book
Your association’s rules are found in the “Covenants, Conditions and Restrictions” (CC&Rs) and other governing documents. Per Nevada law, the seller or builder provides you with these documents at the time of purchase, and they become part of your home’s title.
CC&Rs describe a variety of items, such as how residents are elected to your association board, meeting rules, dues, home maintenance requirements, pre-approvals for changes to your property, restrictions on your home’s use, and fines. They also describe the association’s responsibilities for the maintenance of common areas, like parks, pools, a gated entrance, or landscaping.
The rules can vary greatly by association. Some communities, such as the Sun Cities, are age qualified and require residents to be of a minimum age. Others may designate a specific community pool for adults only, while others may provide a pre-approved desert paint palette that will prevent you from painting your mediterranean-style abode in neon polka dots. Some rules will prevent you from turning your home into a rental or will limit the number or size of pets. Fines of different amounts may be levied on those who do not follow the rules.
- Because the rules can vary, it is essential to read and understand all CC&Rs before you buy your home.
- If you do not agree with them, it is simple — do not buy in that neighborhood.
When Problems Arise
Problems can arise even when you understand the rules. Perhaps a neighbor files a complaint or you are notified of a possible violation. CC&Rs list the protocol for conflict resolution: who to contact and how to appeal a violation or fine.
Like policy-based governance, a homeowners association only has the rights that are set forth in its CC&Rs. They cannot make up new rules. In fact, Nevada Revised Statutes Chapter 116 is dedicated to regulations that specifically govern common interest communities.
If you believe that your homeowners association is violating your CC&Rs or NRS 116, you have recourse. Through the State of Nevada Real Estate Division’s Ombudsman for Owners in Common-Interest Communities and Condominium Hotels, you can file a complaint or request an Alternative Dispute Resolution. Contact the Las Vegas-based office at (702) 486-4480 for details.